Texas Hourly Paycheck Calculator
Calculate your net pay in Texas after federal taxes and deductions. No state income tax!
Estimate Your Texas Paycheck
Enter your hourly wage, hours worked, and deductions to see your take-home pay. Our calculator accounts for federal taxes, Social Security, Medicare, and common deductions.
Basic Information
How often you receive your paycheck
Utah state tax calculations applied (4.50% flat rate)
Your tax filing status affects your tax calculations
Paycheck Results
Deductions
Important Disclaimer
This calculator provides estimates only. Actual pay may differ due to:
- Additional taxes (local, disability, unemployment)
- Varying pay periods per year (not exactly 26 bi-weekly periods)
- Employer-specific deductions and benefits
- Mid-year tax law changes
Consult a tax professional for precise calculations.
How Texas Hourly Paycheck Calculator Works
Understanding how your paycheck is calculated in Texas helps you make better financial decisions.
Enter Your Information
Input your hourly wage, regular hours, overtime, and any deductions like 401(k) or health insurance.
Instant Calculation
Our calculator instantly computes federal taxes, Social Security, Medicare, and your net pay.
View Results
See your gross pay, take-home amount, tax breakdown, and annual projections at a glance.
Understanding Texas Tax Structure
Texas offers unique advantages for workers, but understanding the complete tax picture is crucial.
No State Income Tax
State Income Tax: 0%
Texas is one of only 9 states with no state income tax, meaning more money in your pocket.
Federal Taxes Still Apply
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are still deducted from your paycheck.
Other Considerations
Property taxes and sales taxes may be higher to compensate for the lack of state income tax.
Texas vs. Other States
What Taxes Are Taken Out of a Paycheck in Texas
Understanding exactly what gets deducted from your Texas paycheck helps you plan your finances better and know what to expect.
Federal Taxes
Based on your filing status and annual income. Rates range from 10% to 37% for 2025.
Note: This is the largest deduction and varies significantly based on your income level and filing status.
Social Security & Medicare
These are fixed percentages that apply to all workers, regardless of income level.
Texas State Tax Advantage
Unlike most states, Texas has 0% state income tax, meaning you keep more of your paycheck!
More Take-Home Pay
Keep 100% of your earnings after federal deductions
Simpler Calculations
No complex state tax brackets to navigate
Budget Friendly
Easier to predict your net income
Example: $25/Hour Texas Paycheck
40-Hour Work Week
Key Takeaways
No state income tax deduction
Social Security and Medicare are fixed percentages
Federal tax varies based on filing status and income
Higher hourly wages mean higher tax brackets
Pay Frequency Guide for Texas Workers
Understanding different pay schedules helps you budget effectively and plan your finances.
Texas Weekly Paycheck Calculator
52 pay periods per year
Best for: Hourly workers, part-time employees
Texas Bi-weekly Paycheck Calculator
26 pay periods per year
Best for: Most full-time employees
Texas Monthly Paycheck Calculator
12 pay periods per year
Best for: Salaried professionals
Texas Yearly Paycheck Calculator
1 pay period per year
Best for: Contractors, consultants
Overtime Pay in Texas
Understanding overtime laws helps you maximize your earnings and ensure fair compensation.
Texas Overtime Laws
Standard overtime rate is 1.5x your regular hourly wage
Overtime applies to hours worked over 40 per week
Some employers offer higher rates for weekends/holidays
Calculate Overtime Pay
Example: $25/hour with 5 overtime hours
Frequently Asked Questions
Common questions about Texas paycheck calculations and tax deductions.
Does Texas have state income tax?
No, Texas does not have a state income tax. This means you only pay federal taxes, Social Security, and Medicare on your paycheck, potentially saving you hundreds or thousands of dollars annually compared to states with high income taxes.
How is my paycheck calculated in Texas?
Your Texas paycheck is calculated by starting with your gross pay, then subtracting federal income tax (based on your filing status and income), Social Security (6.2%), Medicare (1.45%), and any pre-tax or post-tax deductions like 401(k) contributions or health insurance.
What are common deductions from Texas paychecks?
Common deductions include federal income tax, Social Security (6.2%), Medicare (1.45%), 401(k) retirement contributions, health insurance premiums, HSA contributions, and any garnishments or other post-tax deductions. Remember, there are no state tax deductions in Texas.
How does overtime affect my Texas paycheck?
Overtime hours (over 40 per week) are typically paid at 1.5x your regular hourly rate. This increases your gross pay, which may push you into a higher federal tax bracket, but the overtime premium itself is still beneficial for your overall earnings.
Ready to Calculate Your Texas Paycheck?
Use our free calculator to see exactly how much you'll take home after taxes and deductions.
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